With the silly season in full swing, it’s an ideal time compare your health insurance to see if there is a more suitable policy for your New Year’s needs and wants. By comparing health insurance, you could have more cash in your Christmas hamper.

Did you know that regularly comparing and updating your private health insurance could uncover significant savings? Particularly if your lifestyle and your needs have changed, you may find you’re paying a premium for health insurance features you don’t use, or you no longer need.

Health insurance comparison websites like helpmechoose.com.au provide an ideal way to analyse your lifestyle and needs against hundreds of different options from a wide range of providers, all at no cost to you.

For example, if you have decided that you no longer need pregnancy covered under your policy, by removing this you could achieve significant savings. Regardless of your personal situation, simply by conducting a health insurance ‘health check’ could save you loads on your premium.

Or perhaps you have recently added a new bundle to your brood and you want to compare apples with apples across a range of health insurance providers, big and small. A health insurance comparison could identify significant savings.

Adding or excluding options is one of many ways in which you could save money on your health insurance premiums. Did you know that by arranging private hospital cover before July 1 following your 31st birthday, you will benefit from Lifetime Health Cover and avoid the extra loading of 2% for every year that you are over 30? If you earn over $80,000 and are single, or earn over $160,000 as a couple, having private health insurance will exempt you from having to pay the extra 1% Medicare Levy Surcharge.

When was the last time you reviewed your private health insurance?

Call 1300 232 884, request a call back from one of our health insurance experts or use our free online comparison.