What is Extras Cover?
You guessed it...Extras are for services outside of hospital cover. Things like going to the dentist, getting glasses and physio treatments.
Benefits of having Extras Cover
Although each policy varies and you should check all restrictions and exclusions of each cover, extras cover usually allows you to have;
- Claim back on costs for common treatments that aren't covered by medicare
- Peace of mind knowing you are covered for costs of some ongoing health services
Choosing the right level of cover
There are many variations of extras cover available, these include
The types of services covered
The % you can claim back on a service
The limits of what you can claim back in a particular period
The waiting periods before you can claim
It can get quite complex! So comparing extras cover is vital to make sure that you've got a cover that's tailored to your needs. What's the point of paying to have acupuncture if you'd never consider using it?
You can purchase Extras Cover as a standalone Private Health Insurance product.
To ensure that you are getting the right level of cover Extras cover can be purchased separately.
So you don't need to buy it in a package with an hospital cover. You can also purchase extras cover from a different health fund to your hospital cover. This may help you save money on your overall cost of health insurance.
It only takes about 10 minutes...and it's a free service!
Call us now on 1300 232 884
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Or if you want to checkout our policies for yourself first use our website's Comparison tool