You guessed it...Extras are for services outside of hospital cover. Things like going to the dentist, getting glasses and physio treatments.
Although each policy varies and you should check all restrictions and exclusions of each cover, extras cover usually allows you to have;
There are many variations of extras cover available, these include
The types of services covered
The % you can claim back on a service
The limits of what you can claim back in a particular period
The waiting periods before you can claim
It can get quite complex! So comparing extras cover is vital to make sure that you've got a cover that's tailored to your needs. What's the point of paying to have acupuncture if you'd never consider using it?
You can purchase Extras Cover as a standalone Private Health Insurance product.
To ensure that you are getting an appropriate level of cover Extras cover can be purchased separately.
So you don't need to buy it in a package with an hospital cover. You can also purchase extras cover from a different health fund to your hospital cover. This may help you save money on your overall cost of health insurance.
It only takes about 10 minutes...and it's a free service!
Or if you want to checkout our policies for yourself first use our website's Comparison tool
Disclaimer: The information provided on our website, including information related to products and services, is of a general nature only. You should consult a professional for advice in relation to your specific needs, circumstances and objectives. Where the information relates to a particular financial product, you should obtain and consider the relevant product disclosure statement before making any decision to purchase that financial product.