How it Works Health Insurance

With so many different health insurance products in the market place, it can be both very confusing and time-consuming to find a competitive and appropriate policy for you. It takes just a few minutes for Help Me Choose to provide you with free information to help make your decision by finding the health insurance policies that fit your needs. Let us help you choose your health insurance policy from our participating insurers.

Tell us about yourself

We need to know a bit about you so that we can begin to help find an appropriate health insurance policy for you. To help determine an adequate level of cover for you, it is necessary for us to know what stage of life you are at as your health service requirements would be different if, for example, you were single, to those if you were in a couple expecting children. Begin this process by answering a few quick questions about your circumstances or, alternatively, you can select from our ‘Quick Choice’ list the description that fits you.

Tell us about your health cover requirements

Unless you have selected our quick choice option, you will be asked to select which specific level of health cover you desire, for instance, if you require only basic hospital cover and/ or ancillary cover. To assist in finding the most adequate policies for you, this step allows you to select the particular health treatments you would like insurance cover for, such as optical or pregnancy-related services.

Receive your results

From our extensive database of our participating health insurance fund information, we present to you the health insurance policies that match your needs. This page provides a comparison of key features of each policy, including the premium costs, any current promotional joining offers available, as well as displaying the specific areas of service you have selected to be covered for. To simplify things we have already included the 30% government rebate in the prices displayed. We rank the results using a rating system so you can see how close these policies match your needs. This interactive step also allows you to modify your health insurance requirements by selecting and deselecting health services you wish to cover and reflects any changes to premium costs this may cause, as well as allowing you to modify your personal details and resubmit your insurance policy search.

Applying made easy

After you have decided which health insurance policy you would like, simply click on the Join Now button to submit an application form direct to the health insurance fund. Alternatively, should you require any further information about a particular policy, you can click on the Call Me Back button to arrange for a representative of the Health Insurance Fund to contact you within two business days to discuss any questions you may have.

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