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Health Insurance Rising Costs

This year there are two factors that are contributing to rising costs to health insurance, the Annual Rate Rise and Means Testing Health Insurance Rebates.


While these increases are out of our control, what we can do is try to help you save money to ease the burden of these increases.

We do this by analysing your needs, looking at your current policy and comparing health insurance options from our participating funds.

We’ll also do our best to explain these rising costs to you in plain english (no health insurance or government jargon here!)

Means Testing Health Insurance Rebates

The Federal Governments proposal to “means test” the 30% private health insurance rebate from July 2012 has recently been approved by Parliament’s House of Representatives. This means that if you are a single earning more than $84,000 per year or a Couple or Family earning more than $168,000 per year your rebate will be changing. Read More...

Annual Rate Rise

Health Insurers will be increasing the cost of health insurance by an average of 5.06%. The changes will take effect from April 2012.  Read more…

Top 2 Tips to Ease the Pain of the Rising Costs…

  1. Lock in your premium prior to the rate rise (Psst….You’ll still have the freedom to switch funds and get a refund on any advance payment made)
  2. Compare and see if you can find a policy that better suits your needs.

Got questions? Want a free, tailored comparison?

  • Call 1300 232 884 and speak to one of our health insurance experts
  • Request a call back, and we’ll chat to you soon

 *Based on a survey of 369 helpmechoose.com.au customers who switched cover between August and December 2011 and saved money on their annual premium (including the 30% federal government rebate). Note some customers may have switched to a lower level of cover or opted for a higher excess. This excludes customers who were upgrading their level of cover.

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What our customers say

I am really happy that you have been able to find a cheaper, better plan for us when I didn't think that it existed. Cate - QLD